Innovation in Payments – Edgar Dunn APCA March 2009

Innovation in Payments Edgar Dunn APCA March 2009The Board of APCA established the Card Payments Forum as a means of promoting industry-based and non-regulatory initiatives, for the promotion of competition with minimal regulatory overlay. APCA has commissioned Edgar, Dunn & Company (EDC) to prepare this Discussion Paper on innovation in retail payment systems in advance of the next Card Forum meeting to be held in March 2009.

Download full reportThis Paper attempts to provide a fact based review of innovation in retail payment systems that have lead to enhanced consumer payment services in Australia and relevant overseas countries during the last 5-10 years. In doing so, it also explores the impact of pertinent variables that either drive or impede innovation.

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